Let me bring a fresh perspective to your problems
Providing Strategic Solutions to Financial Services
Using my knowledge and experience, gained across a diverse operating background and over 25 years in financial service, the last 15 years in mortgages. I can help UK organisations navigate through challenges, bringing a fresh perspective to the problem and provide workable strategic solutions.
Strategic
Developing Strategic Solutions
- Researching and identifying key market opportunities.
- Developing needs driven products.
- Creating a target operating model
- Documenting a full P&L analysis, including funding impact.
Operational
Customer Journey Assessments
- Reviewing the end-to-end customer journey from enquiry through collections and repossession.
- Ensuring the customer is at the centre of the operation and the flow is efficient and compliant.
Risk Management
Credit, Operational and Conduct Risk
- Balancing risk vs. reward.
- Developing compliant lending policies, products and criteria to support business growth.
Project Support
Providing subject matter expertise on key projects
- Leading due diligence activities for mortgage portfolio purchase.
- Mortgage servicer contract negotiations and portfolio migration.
- Business line SME on securitisation rounds etc.
Why Esther Morley?
- Strong Leadership Skills
- Strategic Thinker
- Tireless Work Ethic
- Logical & Analytical
- Attention to Detail
- Operational Executer

With over 25 years in financial services, I have seen the good, the bad and the ugly! Using my knowledge and experience, gained across a diverse operating background. I can help organisations navigate through challenges, bringing a fresh perspective to the problem and provide workable solutions.
How Can I Help You?
- Provide Strategic Solutions.
- Deliver the right solution for the customer.
- Build a culture and environment that is conducive for customers, staff and the bottom line.
- Support organisations at various stages of their development.